INSURANCE

Life insurance for young couple

It is highly unlikely you will ever need every product on the current market, so making the right decisions on which insurance you need depends on your individual lifestyle.

Common Insurance Types

Home

(includes building, contents, renter and landlord)

Building insurance is a legal requirement for owning a home and all other home insurance types are recommended in case of burglary or catastrophic events.

What It Covers

What It Doesn't Cover

Other Items of Note:

Car

(includes Third-Party, Comprehensive, Fire and Theft)

You are legally required to have car insurance if you own a car. Which type of insurance is up to you.

What It Covers

What It Doesn't Cover

Other Items of Note:

Health

(includes private, dental, and Medicare)

Health insurance isn’t required, but is highly recommended especially for catastrophic events, injury or unexpected diseases.

What It Covers

What It Doesn't Cover

Other Items of Note:

Life

(includes Term, Whole and Universal)

If you family depends on your income for mortgage or living expenses, having some level of life insurance is highly recommended.

What It Covers

What It Doesn't Cover

Other Items of Note:

Final Expense

Final Expense insurance is recommended for those who wish to lessen the financial burden after one’s death.

What It Covers

What It Doesn't Cover

Other Items of Note:

Disability

(includes Long-Term, Short-Term, Mortgage and individual Credit)

Disability insurance is recommended if you are unemployed (and looking for work) or need more coverage than what your current employer may provide.

What It Covers

What It Doesn't Cover

Other Items of Note: